Can you get an American Express (Amex) card in Australia?

28 Apr 2023

Yes, you can register for American Express cards in Australia.

American Express credit cards review

Despite the lack of bank branches, American Express card Australia is a well-known and commonly utilized credit card provider. As a result, it offers a wide selection of credit cards to meet a variety of purposes.

Customers seeking to reduce interest rates and fees, and those seeking to gain rewards like frequent flier points for shopping, are likely to be lured to American Express credit cards.

While certain AMEX cards provide good value for money through lower rates, fees, or incentives, bear in mind that many merchants levy a premium for transactions made with American Express cards in Australia, which may cost you more in the long run.

How easy is it to get an Amex credit card in Australia?

There are no significant impediments to applying for and being authorized for a credit card for most Australians. These are some things a lender will look at while evaluating your application for American Express cards in Australia:

• Credit score: While a low credit score is not the end-all and be-all of your application, it may prevent you from getting authorized for a greater credit limit. If your credit score is less than ideal, apply for the credit limit you require rather than the one you desire.
• Annual income: Most credit cards need a minimum income. Make sure you're applying for a card where the minimum requirements are met.
• Age & residency: To apply for a credit card in Australia, you must be at least 18 years old and an Australian citizen or permanent resident. Temporary residents can, however, apply for credit cards.