Can you have a Paypal account without a bank account? / How to open a Paypal account without a bank account?

02 Jan 2023

Paypal doesn't require you to have a bank account in order to register or receive money. To open a personal account, you only need to provide your name, address, phone number, and email address.

Whether you have linked your bank account to your PayPal account or not, if someone pays you using your PayPal email, the money will appear in your PayPal account rather than your bank account, because the two operate independently, and your money will always be in PayPal until you link your bank account to your PayPal.

Since it's not in your bank account, you can even pay someone online!

Using your bank account to withdraw or deposit cash is the only time you need a bank account.

However, in some countries, you will need a bank account to withdraw the money, if you are authorized to withdraw from your country. PayPal cards are also available if you are eligible in that country.