What are American Express (Amex) Membership Rewards?

22 Mar 2023

American Express Membership Rewards is a loyalty program offered by American Express to its card members. The program allows card members to earn points for every eligible purchase using their American Express card. They can be redeemed for various rewards, such as travel, merchandise, gift cards, and statement credits.

The points earned per dollar spent varies depending on the specific Amex card. For example, some cards may offer higher points per dollar for travel-related spending, while others may offer higher for dining or shopping.

Card members can redeem their Membership Rewards points for rewards directly through the Amex rewards portal or by transferring them to partner airline or hotel loyalty programs. Some popular travel partners include Delta, British Airways, Marriott, and Hilton.

In addition to redeeming points for rewards, Amex card members can use their points to offset their card balances or pay for purchases directly at select retailers.

Membership Rewards is a popular feature of Amex cards and can provide significant value for card members who use their cards regularly and strategically to maximize their rewards earnings.

Card members can earn Membership Rewards points through a variety of ways, including:

• Everyday purchases: Card members earn points for everyday purchases such as groceries, gas, and dining.
• Bonus point offers: American Express may offer special promotions or bonus points for certain purchases or activities.
• Amex Offers: Card members can earn extra points by taking advantage of special offers from American Express's network of partners.
• Refer a friend: Card members can earn additional points by referring friends or family members to sign up for an American Express card.

Membership Rewards points do not expire as long as the card member's account is in good standing. The number of points required for redemption varies depending on the reward option chosen.

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