What bank is Macy's American Express card?

07 Mar 2023

Citibank, N.A. is the issuer of the Macy’s Credit Card and the Macy’s American Express Card.

The Macy's American Express® Card is a unique department store credit card offered by CitiBank that either delights or alienates loyal customers. The most surprising aspect is that the Macy's card does not provide bonus points for Macy's purchases, which is likely why potential cardholders would apply for this card in the first place.

The Macy's American Express card significantly expands the Macy's Star Rewards loyalty program's limitations by allowing cardholders to earn points toward $10 Star Money rewards without waiting for Star Money Days. Restaurant, gas station and supermarket bonus categories will earn up to 3X points per dollar - a significant benefit considering the only other way to earn points regularly is to be a Platinum-level member (which requires spending $1,200 at Macy's per year).

For those who cannot comfortably spend $1,000 or more at a department store, this card provides an easy entry point into getting the most out of the Macy's loyalty program—especially since there is no annual fee. Cardholders will also receive travel and entertainment benefits from American Express, such as early access to Broadway tickets or discounts on Delta flights.

Macy's American Express Card allows frequent Macy's shoppers to earn rewards for Macy's and everyday purchases. Cardholders earn between 2% and 5% back in rewards on Macy's spending, depending on their status in the Macy's Star Rewards program. Furthermore, if your application is approved instantly, you will receive a 20% discount on Macy's card purchases the day you are approved for an account and the next day, for a total savings of up to $100.

Read more: 

Types of payment gateway.

Benefits of online payment gateway.

American Express (Amex) payment gateway.