What banks take American Express (Amex)?

07 Mar 2023

Several banks and credit unions offer American Express credit cards, including U.S. Bank, USAA, Navy Federal, and American Express. It accepts 99 percent of credit card merchants in the United States and over 66 million businesses worldwide. This acceptance rate indicates that you will almost certainly have no problems using an American Express card while traveling abroad or at home.

American Express cards have some of the best rewards rates and benefits available, but not all of them are issued by the company. When you apply for an American Express card through the website of another bank, that bank is the card issuer. You will redeem your rewards through that bank's account portals.

Applicants for an Amex card must generally have good or excellent credit. One option is an Amex card that can help with credit building, such as the Blue from American Express® Credit Card. Bankrate.com obtained Blue information independently from American Express Credit Card. The card details have not been reviewed or approved by the card issuer.

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American Express (Amex) payment gateway.