What is the annual fee for American Express (AMEX) black card?

07 Mar 2023

The American Express Black Card, also known as the Centurion Card, is a highly exclusive and prestigious credit card only available by invitation to select individuals who meet the stringent eligibility criteria.

Having enough disposable income allows the cardholder to continue paying high fees. According to reports and estimates from cardholders and financial experts, black Card has a $10,000 initiation fee and a $5,000 annual fee.

The American Express Centurion Black Card is an exclusive card that is out of reach for the majority of people. Still, it is the key to unlocking some of the world's most luxurious perks for the few elites who receive it.

There are two types of Centurion Black Cards by Amex – Personal and Business. They are not publicly advertised and are by invitation only, so their annual fee is not readily available to the public. We know that to qualify for the American Express Black Card, you must spend at least $250k annually across all your American Express Cards.

Because the spending requirements (in addition to pre-qualifiers) are rumored to be $500k per year, the Amex Black Card for Business may be more accessible to business owners. Many businesses have higher expenses than individuals, which are factored into the baseline requiremen

It is rumored to offer exclusive benefits and perks, such as a personal concierge service, access to VIP airport lounges, and membership rewards that can redeem travel and other experiences.

Black Card privileges include flight, hotel, rental car upgrades, and exclusive airport lounge access. Black Card allegedly provides not only private concierge services but also concert tickets on a first-come, first-served basis, and charter services.

As of 2023, the annual fee for the American Express Black Card was $5,000, which makes it one of the most expensive credit cards on the market. In addition to the annual fee, there may be fees for balance transfers, cash advances, or foreign transactions.

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