What is the difference between American Express gold and platinum?

07 Mar 2023

American Express "precious metal" cards, whether Gold or Platinum, have a high status. Both cards provide various benefits and have annual fees that are significantly higher than the average credit card fee. You should learn about the differences between the Amex Gold and Amex Platinum cards to decide which is best for you.

For example, Platinum Card® from American Express will lavish you with luxury. The card will make your trip go much more smoothly by providing airport lounge access and various travel credits. It also boasts several lifestyle benefits that may appeal to high-end consumers.

Meanwhile, the American Express® Gold Card is best for everyday expenses. If you enjoy eating out or cooking at home, the American Express® Gold Card is the perfect option. You will be rewarded handsomely for purchases made at restaurants and US supermarkets. Besides, you may receive nearly enough food credits to cover the hefty annual fee.

Platinum Card® from American Express vs. American Express® Gold Card

American Express (Amex) Gold and Platinum cards are both high-end credit cards that come with a range of benefits and perks, but there are some key differences between them.

The main differences between the Amex Gold and Platinum cards are:

The American Express Gold and Platinum cards are "charge" cards, not "credit" cards, which means you must pay the bill in full each month. The Platinum card is similar to the Gold but has a higher annual fee ($695 as of 2023), while that of the Gold card is $250.

The choice between the Amex Gold and Platinum cards comes down to individual spending habits and preferences. The Platinum card may be better for frequent travelers who value airport lounge access and travel credits, while the Gold card may be better for those who spend more on dining and groceries.

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