When do American Express (Amex) membership rewards points post?

07 Mar 2023

Amex Rewards points appear as pending on your billing statement after a purchase. It usually takes between 24 and 72 hours after receiving your payment for the funds to go to your account and the points to be ready for use.

Although the American Express Membership Rewards program allows for a lot of flexibility, if you don't pick your redemptions wisely, you may lose some value.

The best value comes from using your points to purchase gift cards from specific retailers, reserve flights through American Express, or reserve accommodations from Fine Hotels & Resorts if you want to redeem directly with Amex.

However, transferring them to one of Amex's airline or hotel transfer partners is your best bet. Be aware that you might need to research to ensure you're getting enough value to justify the expense.